Underwriting

Our responsive underwriting team can assess the risk of any case, offering you efficient and competitive underwriting support so you can close more business faster.

Built for your business.

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Speak to your BGA for more information or call MassMutual Strategic Distributors at 1-800-601-9983.

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Life Underwriting Requirements Quick Reference Guide

The newly revised reference guide will help you quickly identify the underwriting requirements for applications for new life business.

Life Underwriting Requirements Guide

On This Page

Newsletter
Life Insurance
Disability Income

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Find the latest newsletter from our MMSD Underwriting Teams which feature underwriting program updates, industry insights, and more.

   Underwriting Strengths with Retention & Capacity - May 2025
   Introducing MassExpress - April 2025
   Life Webinar Summary on Aviation and Avocations - February 2025
   Newly Enhanced Life Underwriting Requirements Guide - January 2025
   Navigating Impairments: Depression & Anxiety - November 2024
   Don't Miss Our Term Conversion Limited Time Offer - October 2024
   Life Webinar Recap on Diabetes - September 2024
   Life Webinar Recap on Obstructive Sleep Apnea - August 2024
   Don’t Miss Our New Life Underwriting Enhancements - July 2024

Life Insurance

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Underwriting Guidelines

This section includes broker requirements and underwriting guidelines to make decisions regarding prospective clients.

   Ordering and Reimbursement of Underwriting Requirements Guide
   Life Underwriting Requirements Quick Reference Guide
   Preferred Underwriting Guidelines
   Financial Underwriting Reference Guide
   Juvenile Life Insurance Underwriting Guide
   Private Aviation Guidelines
   Updated Retention Limit Guidelines: Professional Athletes, Private Aviation; Super Pool
   Foreign Travel Guidelines
   Guidelines for Foreign Nationals Living Abroad
   Guidelines for Foreign Citizens Living in the U.S.
   MassMutual Underwriting Sweet Spots

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Underwriting Programs

This section features underwriting program flyers, checklists, and guides.

   Platinum Pass Term Underwriting Program Eligibility Checklist
   Platinum Pass Underwriting Program: In-depth Producer Guide
   Express Path Fluidless Program
   Special Care Life Underwriting Program
   Special Care Life Underwriting Program Resource Guide

Disability Income Insurance

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This section features helpful program guides and information needed for the solicitation, writing, and servicing of MassMutual’s disability income insurance business.

   Starting Professional Program
   DI Reference Manual
   Issue and Participation Limits
   Underwriting Requirements Guide
   Express DI Underwriting
   Federal and Public Employee Multi-Life Discount
   Military Physician and Dentist Underwriting Program
   Executive Underwriting Program
   Business Owner Underwriting Program
   1099 Employee Underwriting Guidelines
   Restricted Stock Units
   Additional Benefit Option
   Non-U.S. Citizen Underwriting Guidelines
   Occupational Class Upgrades
   Entertainment Industry Underwriting Guidelines

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